Just the facts on fees

Let's face it, fees get in the way. That's why we've eliminated them.

Transaction	Fee
+ Electronic Funds Transfer (EFT)	$0
Moving your money in or out of another bank account into your Saven savings account.
+ Cheque Deposit	$0
Depositing a cheque using your smartphone to a maximum of $25,000.
+ Interac e-Transfer^®	$0
Sending, receiving and requesting money from another bank account. See below for limits.

Interac e-Transfer^® Limits	Amount
Max. you can send per transaction	$3,000
Max. you can receive per transaction	$25,000
Max. you can send per day (rolling period of 24 hours)	$10,000
Max. you can send per week (rolling period of seven days)	$10,000
Max. you can send per month (rolling period of 30 days)	$20,000

"OOPS" Charges	Cost
+ NSF (Non-Sufficient Funds)	$50 per item
This charge is applied when you don’t have enough money in your account to cover a pre-authorized debit transaction.
+ NSF (Non-Sufficient Funds) Handling	$10
When an item is returned to another financial institution due to non-sufficient funds, this charge applies.
+ Overdraft	21%
This charge is applied when an account has an unauthorized negative balance. The interest on the negative balance, calculated daily and charged monthly.